How clients fund our services
There are a variety of ways clients finance in-home care including
- Personal or retirements savings
- Pensions
- Long-term care insurance
- Medicaid waiver programs
- Veterans administration programs
- Family funds
- Home equity loans
- Reverse mortgages
- other financing
Private Pay or “out of pocket”
Paying with personal funds gives you and your loved one the most flexibility when seeking care services and this is similar to family funds mode of payment. You can work with your loved one’s doctors and a local home care provider like Jibop Home Care to tailor a care plan specifically to your loved one’s needs — from meal prep, companionship, and light housekeeping, to bathing, grooming, and feeding, and many more.
Long-term Care Insurance
Long term care benefits can pay for in-home assistance with Activities of Daily Living such as bathing, dressing, incontinence care, toileting, eating and assistance with transfers in addition to things like meal prep, light housekeeping, transportation, medication reminders & more, in the comfort of their own home.
Medicaid
Medicaid can pay for in home care services. The state writes a plan that tells what kind of services will be provided under their Medicaid Waiver program. Each state’s plan is different, so consult Medicaid.gov to learn more about your state’s requirements and coverage.
You may qualify for help from a Medicaid home and community-based service (HCBS) waiver program if you:
-meet your state’s level-of-care or functional eligibility requirements for home and community-based services; and
-have income and assets below certain guidelines.